Banking Beyond Banks and Money: A Guide to Banking Services in the Twenty-First CenturyPaolo Tasca, Tomaso Aste, Loriana Pelizzon, Nicolas Perony Springer, 1 sept. 2016 - 316 pages Do you know how banking and money will look like in the new digital age? This book collects the voices of leading scholars, entrepreneurs, policy makers and consultants who, through their expertise and keen analytical skills, are best positioned to picture from various angles the ongoing technological revolution in banking and finance. You will learn how lending and borrowing can exist without banks; how new forms of money can compete to better serve different society needs; how new technologies are banking the unbanked communities in the poorest parts of the world, and how ideas and small projects can be financed by the crowds without the need to rely upon banks. You will learn how, in the new digital age, we will interact with new self-organised and autonomous companies that operate without any human involvement, based on a set of programmed and incorruptible rules. You will learn that new business models will emerge thanks to technology-enabled platforms, upon which one can build new forms of non-hierarchical cooperation between strangers. And you will also learn that new forms of risks and threats are emerging that will destabilise our systems and jeopardise the stability of our financial order. |
Table des matières
1 | |
5 | |
3 Crowdfunding and Bank Stress | 17 |
4 How Peer to Peer Lending and Crowdfunding Drive the FinTech Revolution in the UK | 55 |
From Shadow Banking to P2P Lending | 69 |
The Seven Sins of Current Bitcoin | 97 |
Monetary Technocracy in the Digital Age | 121 |
8 Trustless ComputingThe What Not the How | 133 |
11 Scalability and Egalitarianism in PeertoPeer Networks | 197 |
12 Are Transaction Costs Drivers of Financial Institutions? Contracts Made in Heaven Hell and the Cloud in Between | 213 |
Future of Transaction Processing and Smart Contracts on the Internet of Money | 238 |
Predictions for the Future of Banking | 279 |
Adhocracies | 297 |
305 | |
List of NamesAuthors Cited in the Book | 309 |
314 | |
9 Reinventing Money and Lending for the Digital Age | 145 |
10 How Nonbanks are Boosting Financial Inclusion and Remittance | 181 |
Autres éditions - Tout afficher
Banking Beyond Banks and Money: A Guide to Banking Services in the Twenty ... Paolo Tasca,Tomaso Aste,Loriana Pelizzon,Nicolas Perony Aucun aperçu disponible - 2018 |
Banking Beyond Banks and Money: A Guide to Banking Services in the Twenty ... Paolo Tasca,Tomaso Aste,Loriana Pelizzon,Nicolas Perony Aucun aperçu disponible - 2016 |
Expressions et termes fréquents
agents allow alternative amount applications assets attacks authority average banking become Bitcoin block blockchain blockchain technology borrowers capital cash central China companies complete consider contracts create crowdfunding currency decentralized discussion distributed economic effect efficiency emergence enforcement equity example exchange existing FinTech function funding growth important increase individual industry institutions integrity interest International Internet investment investors Italy ledger lending loans means mobile monetary nodes offerings operate P2P lending party payment peer platforms possible potential problem records reduce regulation regulatory remittance require Research result risk rules sector shadow share smart contracts social structure supply trade traditional transaction costs trust University users ventures